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Things you should know about workers' compensation

If you've suffered an injury while on the job, you may qualify for certain benefits that will help you on your road to recovery. Workers' compensation benefits are available to most California residents, but few actually know how these benefits work or what they actually cover. There are also those who fear filing workers' comp claims will cost them their jobs.

The good news is, it is illegal for an employer to fire you just because you try to access your workers' compensation benefits. If you believe your employer wrongfully terminated you after filing an injury claim at work, you may have legal recourse.

How workers' compensation benefits work

Most employers must offer workers' compensation benefits to their employees. After suffering an injury on the job, all you should have to do is report the injury, seek care and file a workers' comp claim. If your claim receives approval, it may cover the following:

  • Medical treatment
  • Income loss
  • Disability compensation
  • Job training -- if needed

Survivor benefits are also available to the family members of those who lose their lives in work-related accidents.

What workers' comp does not cover

This insurance will only cover injuries suffered as a result of employer or employee carelessness. If any of the following apply to your case, your benefits claim will not receive approval:

  • You showed up to work under the influence of drugs or alcohol
  • Your injuries were self-inflicted
  • The injuries were not solely job-related
  • You were violating company policy when the injury occurred

Workers' compensation benefits are only available if you meet certain conditions; they are also only available to people who work in specific fields. Those who may not have the ability to utilize workers' comp benefits include:

  • Railroad workers
  • Business owners
  • Independent contractors
  • Causal workers
  • Maritime workers
  • Volunteers
  • Farmers and farmhands

If you have suffered a work-related injury but are not sure if you qualify for workers' compensation benefits, legal counsel can review your case and help you file a claim if doing so is appropriate.

Do not get stuck paying for your treatment and recovery

A work injury will affect you physically, but it can also affect you emotionally and financially. If you fail to file a workers' compensation claim on time or with accurate information, your claim may not receive approval, and you will have to pay for your treatment and recovery yourself. With assistance, you can avoid this and do everything necessary to seek the relief you need.

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Law Offices of William W. Green & Associates
505 S. Villa Real
Anaheim, CA 92807

Phone: 714-464-6903
Toll Free: 866-543-7598
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