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What you need to know about workers' compensation

Have you suffered an injury while on the job? If so, according to the state of California, you may deserve access to workers' compensation benefits to cover your losses. Here are some things everyone needs to know about workers' compensation benefits.

Many people are afraid to file workers' compensation claims because they worry that their employers will fire them for doing so. It is illegal for an employer to do that, though. If you need these benefits, they are there to help you, and you should not fear retaliation from your employer for accessing them.

Workers' comp basics

After suffering a work-related injury, in order to access workers' comp benefits, you have to report the injury to your employer in a certain time frame. So, after receiving medical treatment, if needed immediately, get back to your employer and fill out the necessary paperwork.

Workers' compensation insurance will only cover injuries that result from employer or employee carelessness. They will not cover injuries:

  • Suffered by a person who showed up to work under the influence of drugs or alcohol
  • That were self-inflicted
  • That are not solely job-related
  • That occurred due to an employee violating company policy

Workers' compensation benefits are costly. Those who really qualify for it may receive relief. For those whose claims receive approval, workers' comp insurance may cover:

  • Medical treatment
  • Income loss
  • Disability compensation
  • Job training
  • Survivor benefits

Benefit payouts are usually modest. Some may feel that they are insufficient to fully cover their losses. Those who would rather pursue civil actions against their employers in an effort to seek greater compensation may do so, but they forfeit their right to collect workers' compensation benefits by doing so.

Workers' compensation benefits are available to individuals in most fields of employment. Those who may not utilize workers' comp benefits include:

  • Business owners
  • Independent contractors
  • Causal workers
  • Maritime workers
  • Volunteers
  • Farmers and farmhands

If you are unsure if workers' compensation benefits are available to you, legal counsel can look at your job type and details about your injury and help determine if filing a workers' comp claim is an option for your situation.

Do what is best for you

Suffering an injury at work can hurt you and your family in a number of ways. You can do what is necessary to seek full workers' compensation coverage for your losses or seek relief through legal means.

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Law Offices of William W. Green & Associates
505 S. Villa Real
Anaheim, CA 92807

Phone: 714-464-6903
Toll Free: 866-543-7598
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