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A crash with the uninsured doesn't have to wreck you financially

Being involved in a serious motor vehicle accident can be a stressful and daunting experience under any circumstance. However, if you are hit by an uninsured driver, you may be uncertain how you will be able to cover the costs of medical care and vehicle repair expenses.

Although California state law requires all drivers to carry a certain amount of insurance coverage, not everyone abides by this rule. While your own insurance plan may include coverage for similar incidents, you may find it beneficial to take additional measures to protect your financial future.

Actions to take after a collision with an uninsured motorist

There are steps that you should consider taking after any car accident, such as checking on everyone involved and seeking medical care where needed. However, in collisions where the responsible party doesn't carry insurance or refused to provide proof of coverage, the following steps could prove vital:

  • Document the incident:  If possible, you may find it advisable to create a detailed record of the events leading up to the incident and pictures of the aftermath thereof, as these steps could prove beneficial down the road.
  • Call the police: Even in a minor accident where you feel as though you managed to walk away unscathed, it may be necessary to notify authorities and obtain a copy of their official incident report.
  • Take detailed notes: In some cases, a driver who doesn't carry insurance may attempt to flee the scene, and taking notes on the license plate number and make and model of his or her car could prove essential.
  • Obtain witness statements: If there are witnesses nearby, obtaining their statements and contact information could prove invaluable during your pursuit of restitution.

Even if the driver who causes the accident fails to carry insurance coverage, you might not see an increase to your insurance premiums. However, there may be other financial ramifications, and a similar incident could leave you in search of some much-needed restitution.

What comes next?

With the high costs of medical care and the possibility of a long road to recovery, suffering serious injuries in a collision can be a harrowing process. Without the necessary legal knowledge, you may also be unaware of all your options when it comes to pursuing the restitution you deserve. However, by seeking guidance from someone with experience in the area, you could gain a better understanding of how to pursue the full amount of compensation achievable through every available outlet.

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Office Location

Law Offices of William W. Green & Associates
505 S. Villa Real
Anaheim, CA 92807

Phone: 714-464-6903
Toll Free: 866-543-7598
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